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How does Klarna financing work?

Klarna Financing is a more traditional financing option, where customers make monthly payments (with interest). Available are 6, 12, 18, and 24 months terms, depending on the order total. Interest rates are determined at the time of checkout after a review of the customer and a soft pull of their credit history. Payouts for Financing orders work the same way as for Pay in 4 orders: Klarna pays the merchant in full, and the customer pays Klarna back with their payment plan.
Note: Financing covers a minimum of $149.99 and a maximum of $10,000.00.
Klarna Pay in Four is their standard product. It is a Buy Now, Pay later solution that offers customers the option to pay in four installments over time with no interest.

Note: Pay in Four has an absolute minimum of $10 and a maximum of $1,500.00

Below is a link to more detailed information about Klarna Finance.


To apply for Klarna financing, choose the option on the payment page at checkout. Once you click to complete the order, we will receive a

Updated on December 21, 2022

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